Terms of Service Agreement

TERMS OF SERVICE AGREEMENT

PLEASE READ THIS AGREEMENT CAREFULLY. BY ACCESSING OR USING OUR WEBSITE AND SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS AND ALL APPLICABLE POLICIES INCORPORATED BY REFERENCE. IF YOU DO NOT AGREE TO THESE TERMS, PLEASE DO NOT USE OUR SITE OR SERVICES.

Effective Date: 06/01/2016


ACCEPTANCE OF TERMS

The following Terms of Service (“TOS”) is a legally binding agreement that governs your use of the JCA Surety Group website and related services (“Site” and “Services”). This agreement applies to all visitors, users, and others who interact with or access www.jcasurety.com or any affiliated platforms or applications.


DESCRIPTION OF SERVICES

The Site provides information and services related to Surety Bonds, and public infrastructure work

The Services offered through the website (including mobile and third-party platforms) are the sole property of JCA Surety. We reserve the right to update, modify, or discontinue any services without prior notice. Continued use of the Site following such changes constitutes your acceptance of those changes.

All Services are provided “AS IS”, and we assume no liability for delays, data loss, or interruptions.


PRIVACY POLICY

All user data is protected under our JCA Surety Group Privacy Policy. By using our Services, you consent to the collection, processing, and transfer of your information in accordance with the Privacy Policy available at www.jcasurety.com/privacy-policy.


GLOBAL USE & COMPLIANCE

You agree to comply with all applicable export and import laws and local regulations. You also confirm that you are not located in a restricted country or on any government exclusion list and will not use our Services for prohibited purposes.


USER CONTENT

You retain ownership of your submitted content. However, by posting or submitting content to any public areas of the Site, you grant us a royalty-free, worldwide license to use, display, and distribute that content in connection with the Site.


USER CONTRIBUTIONS

Any feedback, suggestions, or ideas you submit to us shall become the sole property of JCA Surety Group, with no obligation to compensate or acknowledge you.


INDEMNIFICATION

You agree to hold harmless JCA Surety Group, its affiliates, officers, employees, and partners from any claim or demand arising from your use of our Services or violation of these terms.


NO COMMERCIAL USE

You may not duplicate, sell, or exploit any part of the Site or its content for commercial purposes without prior written consent.


MODIFICATIONS TO SERVICE

We reserve the right to alter or discontinue Services at any time without notice. We shall not be liable for any resulting loss or inconvenience.


ADVERTISERS AND THIRD-PARTY LINKS

We are not responsible for any interactions, losses, or damages resulting from third-party advertisers or external sites linked through our Services.


PROPRIETARY RIGHTS

All content and software provided by JCA Surety Group are protected by intellectual property laws. You may not modify, distribute, or reverse-engineer any part of our Services or software.


WARRANTY DISCLAIMER

Services are provided “AS IS” and without warranties of any kind. We do not guarantee that Services will meet your expectations or be error-free. Use is at your sole risk.


LIMITATION OF LIABILITY

JCA Surety Group shall not be liable for any indirect, incidental, or consequential damages resulting from your use of our Services, even if advised of the possibility of such damages.


RELEASE

You agree to release JCA Surety Group and affiliates from all claims or damages arising from disputes with other users or third parties.


FINANCIAL INFORMATION DISCLAIMER

Content provided is for informational purposes only and should not be relied upon for financial or investment decisions.


EXCLUSIONS AND LIMITATIONS

Some jurisdictions do not allow the exclusion of certain warranties or limitations of liability, so some provisions of this agreement may not apply to you.


THIRD PARTY BENEFICIARIES

Unless expressly stated, this agreement does not grant rights to any third party.


NOTICE

Notices may be sent via email, SMS, website postings, or other reasonable means. Continued use of Services constitutes acceptance of such notices.


TRADEMARK INFORMATION

All trademarks and branding on the site are the property of JCA Surety Group and may not be used without permission.


COPYRIGHT INFRINGEMENT CLAIMS

If you believe your intellectual property rights have been violated, please send a notice containing the required information to:

JCA Surety Group, LLC
 Attn: Copyright Agent
 123 Zelma St. STE A
 Orlando, FL 32803
 Email: info@jcasurety.com
 Phone: 321.800.6594


CLOSED CAPTIONING COMPLIANCE

JCA Surety Group complies with FCC closed captioning regulations. For more information, visit www.jcasurety.com


GENERAL INFORMATION

Entire Agreement: These Terms constitute the full agreement between you and JCA Surety Group.

Governing Law: This agreement shall be governed by the laws of the Florida, with jurisdiction in the courts of Orange County, Florida

Severability: If any part of this agreement is found invalid, the rest remains in effect.

Statute of Limitations: Any claims must be brought within two (2) years of the event giving rise to the claim.


REPORTING VIOLATIONS

To report violations of these Terms, please contact:

JCA Surety Group
 123 Zelma St. STE A
 Orlando, FL 32803
 Email: jb@jcasurety.com
 Phone: 321.800.6594